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dc.contributor.authorEncio, Lucio T.
dc.contributor.authorPescos, Roldan P.
dc.contributor.authorPudadera, Patrocinio G.
dc.contributor.authorAndana, Joanna C.
dc.contributor.authorArnaiz, Manilyn D.
dc.contributor.authorCartagena, Jia Kriselda S.
dc.contributor.authorJarbadan, Jobelle Anne P.
dc.contributor.authorPosing, Daphniee V.
dc.contributor.authorRamos, Krystal Mae L.
dc.date.accessioned2023-06-27T02:04:49Z
dc.date.available2023-06-27T02:04:49Z
dc.date.issued2022-12
dc.identifier.issn2945-3909
dc.identifier.urihttps://hdl.handle.net/20.500.12852/2704
dc.descriptionJournal articleen_US
dc.description.abstractThis study, which aimed to determine the financial attitude towards budgeting, saving, borrowing, and investing among students of a private higher education institution in Iloilo City, utilized the descriptive research design. The stratified random sampling method was used in choosing the 256 respondents who were drawn from a population of 714 which consisted of 382 third-year and 332 fourth-year students who had taken a course in Personal Finance. The data needed in this study were gathered using the researcher-made questionnaire. The frequency count, percentage and standard deviation were used for descriptive statistics. The t-test and the ANOVA, set at .05 level of significance, were used for inferential statistics. The results revealed that students had favorable attitude towards budgeting, saving, borrowing, and investing but the t-test computations revealed that a significant difference was noted when respondents were grouped according sex. A significant difference also existed in students’ attitude towards borrowing when grouped according to age which, therefore, resulted in the rejection of the null hypotheses. However, no significant difference was noted when respondents were grouped according to year level but when grouped according to age, there was no significant difference in students’ attitude only towards budgeting and saving. Likewise, the ANOVA computations showed significant differences in students’ attitude towards saving when grouped according to course specialization but no significant differences in students’ financial attitude towards budgeting, saving, borrowing, and investing when respondents were grouped according to course specialization and monthly allowance which led, therefore, to the acceptance of the null hypothesis.en_US
dc.description.sponsorshipCentral Philippine Universityen_US
dc.language.isoenen_US
dc.publisherCentral Philippine Universityen_US
dc.subject.lcshBudgeten_US
dc.subject.lcshInvestmentsen_US
dc.subject.lcshSaving and investmenten_US
dc.subject.lcshCrediten_US
dc.subject.lcshLoansen_US
dc.subject.lcshCollege students--Attitudesen_US
dc.titleFinancial attitude towards budgeting, saving, borrowing, and investing among students of a private higher education institutionen_US
dc.typeArticleen_US
dcterms.accessRightsPublicly accessibleen_US
dc.citation.firstpage45en_US
dc.citation.lastpage66en_US
dc.citation.journaltitleCentral Philippine University Multidisciplinary Research Journalen_US
dc.citation.volume2en_US
dc.citation.issue1en_US
local.subjectFinancial attitudeen_US
local.subjectBudgetingen_US
local.subjectInvestingen_US
dc.identifier.essn2945-3917


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