https://hdl.handle.net/20.500.12852/27 Fri, 13 Nov 2026 21:51:28 GMT 2026-11-13T21:51:28Z https://hdl.handle.net/20.500.12852/3971 Financial socialization and literacy among student entrepreneurs in Iloilo City Solivas, Rosiebelle; Estacaan, Rovic; Barrato, Stephany; Claudio, Jorie Joy; Jabasa, Steve Laurenz This study aimed to determine the relationship between financial socialization and literacy among student entrepreneurs. Data collection was conducted in Iloilo City, Philippines from May 2024 to June 2024. The study involved the administration of survey questionnaires among 50 student entrepreneurs purposely selected to achieve the research objectives. They were classified in terms of age, sex, program, type of business, and years in business, and their financial socialization and literacy were investigated. The collected data was processed using SPSS and analyzed using the frequencies, percentages, means, standard deviations, Mann Whitney U-test, Kruskal Wallis H-test, and Spearman Rho. In this study, statistical hypothesis testing was applied, and the significance level was set at 5% to demonstrate its very crucial role in evidence. Findings indicate no significant correlation between overall financial socialization and financial literacy, suggesting that other factors may mediate the relationship between socialization and literacy, such as individual engagement, practical application, and reinforcement of learned concepts. While implicit and explicit financial socialization alone may not significantly correlate with financial literacy, a more targeted approach that addresses specific gaps and needs of student entrepreneurs could be beneficial. This might include mentorship programs, hands-on workshops, and personalized financial planning session. Abstract only Sat, 01 Jun 2024 00:00:00 GMT https://hdl.handle.net/20.500.12852/3971 2024-06-01T00:00:00Z https://hdl.handle.net/20.500.12852/3920 The servicescape and customer behavior in a local restaurant in Iloilo City Madamba, Paul Henry C.; Lavente, Sidney B.; Escanillas, John Reynel V.; Mago, Nathan B., Jr.; Quiñon, Nathaniel Kent R. This study examined the relationship between servicescape in terms of interior and exterior design and customer behavior in terms of cognitive and affective response. This study aimed to the describe the profle of the participants and determine the significant differences in servicescape and customer behavior when participants are grouped according to age, employment status, marital status, and sex. The participants were the customers in a local restaurant in Jaro, Iloilo City from May to June 2023. Purposive sampling was used as a means of selecting the participants. The data was gathered using the researcher-made questionnaire, which consisted of questions pertaining to servicescape and customer behavior. The participants were provided the questionnaires in the restaurant. SPSS was used to statistically analyze the data. For descriptive statistics, frequency, percentage, and mean were used. For inferential statistics, Mann Whitney U-test, Kruskal Wallis H-test, and Spearman Rank Correlation were used. The questions and the whole questionnaire were checked by the three experts for the purposes of validity and reliability. The results showed that customers view the restaurant’s servicecape to be excellent and their customer behavior is positive. Furthermore, it was concluded that there is a significant relationship between servicescape in terms of interior and exterior design and customer behavior in terms of cognitive and affective response. Abstract only Sat, 01 Jul 2023 00:00:00 GMT https://hdl.handle.net/20.500.12852/3920 2023-07-01T00:00:00Z https://hdl.handle.net/20.500.12852/3919 Ease of use, usefulness, and extent of utilization of E-wallets among young adults Auro, Wenona Maye Q.; Roga, Shane Marie Y.; Ilangos, Valerie R.; Porras, Imee D.; Porras, Ivy D. E-wallets have emerged as essential tools in modern financial transactions. This study aims to determine the ease of use, usefulness and extent of utilization of e-wallets among young adults in Iloilo City. A descriptive-correlational design was used, with 200 e-wallet users aged 18-25 selected through convenience sampling. Data collection was conducted using a validated, researcher-made questionnaire, and analyzed through non-parametric statistical tools. The study found there are significant positive relationships among ease of use, usefulness, and extent of utilization of e-wallets. Overall, the results highlighted that the ease of use and usefulness are the key factors that drive users to utilize e-wallets. E-wallets were found to be easier to use and have a lot of benefits to offer. Based on findings and conclusions, the researchers recommended that students should choose an e-wallet platform that is user-friendly, business owners should also utilize e-wallets for easier and faster payments, and future researchers should focus more into how specific features within e-wallets platforms influence usage behavior. Abstract only Sun, 01 Dec 2024 00:00:00 GMT https://hdl.handle.net/20.500.12852/3919 2024-12-01T00:00:00Z https://hdl.handle.net/20.500.12852/3918 Financial management practices and well-being among faculty in private universities in Iloilo City Flores, Carmella A.; Alibay, Michael G.; Proceso, Neljane G.; Seduco, Christine Faith C.; Prayco, Flora Jae P. This study aimed to determine the financial management practices and well-being among faculty in private universities in Iloilo City. A total of 50 business administration teachers were the participants of the study. Who were classified according to; age, sex, civil status, educational attainment, and teaching experience. This study used descriptive-correlational research design. The study found out that there is a significant relationship between financial management practices and well-being among faculty in private universities in Iloilo City. Overall, the results highlighted that there is a moderate to strong positive relationship between financial management practices and financial well-being, suggesting that more effective financial management practices are associated with better financial well-being among faculty members. Based on the findings and conclusions, the researchers recommended that students must adapt effective financial management practices, as well as seeking out financial education resources, and engaging in practical planning are crucial for improving financial well-being, and future researchers must ensure that their participants are divided equally in the sex demographic so that the result will be more accurate and balanced. Abstract only Sun, 01 Dec 2024 00:00:00 GMT https://hdl.handle.net/20.500.12852/3918 2024-12-01T00:00:00Z